Six branded products, calibrated to a deal shape. Same underwriting standard. What differs is the security, the leverage, the term.
Standard tiers shown. Higher-LVR tiers marked “special approval” require credit committee sign-off. Final pricing depends on security quality, sponsor and exit.
Houses, units and apartments.
Investment, owner-occupied and specialised commercial property.
Land, site holds and development entry. Higher tier reflects speculative value.
Customised solutions. Standard pricing shown applies up to $10m loan size.
All pricing is indicative and subject to credit approval. Indicative terms are preliminary and are not credit approval or a commitment to lend. Final terms depend on credit assessment, valuation, due diligence, funding availability and documentation. Full disclaimer.
Each product below shares the same underwriting standard. What differs is the shape of the deal, security type, leverage, term, urgency.
Request pricing for your transaction. The interest rate, fees, loan amount, term and security requirements are assessed for each application.
First-mortgage lending for top-tier scenarios.
Premium first-mortgage lending for high-quality borrowers and low-LVR scenarios. The product we reach for when the deal, security and sponsor all stack up.
Flexible first-mortgage lending for the deal that needs a yes.
Designed for the scenarios a bank won't see in time, clean conduct, real security, a documented exit.
Short-dated bridging with a clear exit.
Bridging finance for the gap between settlement and sale, refinance or construction. Sized to the exit, structured to clear, usually 1-9 months.
Fast short-term finance for urgent funding needs.
Short-dated liquidity secured against real property, used where the deal turns on speed and the exit is already in train.
Commercial real estate lending, underwritten on cashflow.
Investment, owner-occupied and specialised commercial property finance. Underwritten on cashflow, tenure and sponsor quality.
Vacant land loans and land-hold finance for Australian developers.
Vacant land loans, site-acquisition funding and DA-hold finance for experienced developers across Australia. Held through DA, pre-sales and the lead-in to construction.
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