Tools
Calculators
Free calculators for the most common private-credit scenarios. Educational only, actual rates, fees and structuring are decided on each file by the credit team.
Available calculators
- Bridging loan cost calculatorOpen →Total cost of a bridging facility, establishment, capitalised interest, exit.
- LVR calculatorOpen →Loan-to-value ratio for any property + loan combination, or solve for max loan at a target LVR.
- Capitalised vs serviced interest calculatorOpen →Side-by-side comparison of capitalised and serviced interest scenarios over a private-credit term.
- Development feasibility calculatorOpen →TDC, LVC, LVR against GRV and profit on cost for any Australian residential or commercial development.
- Second mortgage borrowing capacityOpen →Available second mortgage capacity at a target combined LVR, given property value and the existing first balance.
- Refinance comparison calculatorOpen →Cost of staying on a current rate vs refinancing to a new rate, net of switching costs, with break-even months.
These calculators are educational, they help borrowers, brokers and advisers think through the structuring before the conversation with the credit team. Actual indicative terms on any specific file depend on the security, sponsor, exit and the live portfolio position. Submit a scenario and you'll have indicative terms back inside the business day.