Australian private credit,
written same-day.
Submit a scenario before lunch. Indicative terms before close. Settled in 7–14 days — straight from credit.
Three lanes. One credit standard.
Click the lane that fits. The site personalises — switch any time from the role pills above.
For brokers.
On-demand private credit with a broker-first workflow. Paste the scenario, get indicative terms the same day. Trail and upfront protected.
- Dedicated BDM, direct credit line
- Portal live tracking
- Upfront & trail protected
For borrowers.
When the bank model doesn't fit — bridging, first or second mortgage, development, commercial. Introduced through your broker, settled in days.
- First & second mortgage
- Bridging, development, commercial
- Flexible, deal-shaped credit
For investors.
The Archer Wealth Investment Fund. First-mortgage backed income. Wholesale-qualified investors only.
- First-mortgage secured
- Monthly distributions
- Quarterly investor reporting
Wholesale-qualified investors only under s761G/s761GA. AFSL 548263. Past performance is not indicative of future returns.
What is Archer Wealth?
Mark Bouris welcomed Archer Wealth's founder Gee Taggar onto Property Insights to discuss private lending — bespoke credit for business owners, developers and borrowers not served by the traditional banks.
The work, recognised.
Archer Wealth Pty Ltd · ACN 648 609 876 · CAR 1291674 of Archer Wealth Capital Pty Ltd · AFSL 548263
Six products.
One credit team.
Every loan in the Archer suite is underwritten by the same team, against the same standard, settled with the same urgency. The product is shaped to the deal — never the other way around.
Indicative terms in hours, structure agreed at scenario, conditions clear before credit submission.
Six products. One credit team.
Archer Premium
Flagship first-mortgage lending for top-tier scenarios.
- 1st mortgage, prime security
- Up to 70% LVR · 6.99% p.a.
- Sharpest rate in the suite
Archer Edge
Flexible first-mortgage lending for the deal that needs a yes.
- 1st mortgage
- Up to 75% LVR · from 7.85% p.a.
- 6–24 month terms
Archer Flex
Short-dated bridging with a clear exit.
- 1–9 month terms
- Up to 75% LVR · from 6.99% p.a.
- Interest capitalised or serviced
Archer Rapid
Fast short-term finance for urgent funding needs.
- Property-secured
- 3-day settlement
- $100k–$2m
Archer CommercialX
Commercial real estate lending, underwritten on cashflow.
- Up to 70% LVR · from 7.99% p.a.
- Interest-only to 3 years
- Structured covenants
Archer LandX
Site acquisition and land-hold finance for developers.
- Land acquisition
- DA hold periods
- Structured for the lead-in to construction
Postcode. Amount. Security. We'll show you the fit.
Live, no submit. Updates as you type. For full structuring, paste the scenario above — this widget triages whether it's worth submitting at all.
Indicative only. Not a credit decision. Final eligibility depends on security quality, sponsor and exit. Full disclaimer.
Archer Premium
FitsWithin policy for the residential envelope.
Archer Edge
FitsWithin policy for the residential envelope.
Archer Flex
FitsWithin policy for the bridging envelope.
Archer Rapid
FitsWithin policy for the short-term envelope.
Archer CommercialX
FitsWithin policy for the commercial envelope.
Archer LandX
FitsWithin policy for the development envelope.
Paste the deal. Get an indicative answer in seconds.
Type the scenario as you'd describe it to a colleague — our credit engine returns an indicative answer grounded in our actual published policy. No registration, no commitment.
No rate surprises. No fee creep.
No structural rewrites at formal.
The rate you see at indicative is the rate on the formal letter. The structure agreed at scenario holds to settlement. Four days on average, scenario to formal terms.
Broker submits. Our paste-the-scenario AI returns indicative terms within the hour.
What we indicate is what we formalise. Rate, fees and structure — locked at indicative, not negotiated at formal.
Loan docs, valuation, legal — coordinated end to end through a single portal.
Funds released. Servicing managed. Live portal for both broker and borrower.
The speed of opportunity.
Indicative terms within hours. Formal credit in days. A process calibrated to the deal window, not the quarter end.
Disciplined credit, always.
Every loan is sized to an exit. Conservative LVRs, realistic valuations, and covenants we expect to be tested — not invoked in panic.
Australia wide. Built in Sydney.
Lending across every Australian state from a Sydney-based desk. Local relationships in every capital we settle in — builders, valuers, brokers and buyers we already know — compound into better outcomes on every file.
How we actually settle.
The bank withdrew finance five days before settlement.
Borrower had an unconditional contract on a Bondi terrace. Tier-1 bank pulled finance after a credit-policy update; settlement was five days away.
Senior + mezz on a 14-unit residential site.
Owner-occupied warehouse acquisition, tight settlement window.
Top-up behind a major lender, settlement-funded exit.
Self-employed borrower, recently separated, bank declined.
Representative deal shapes · Not specific transactions · For information only
Headquartered in Sydney. Lent across Australia.
Every dot is a settled deal. Capital cities, regional centres and specialist security in every state where security values support it.
On credit right now.
A snapshot of files currently moving through credit.
A wholesale fund. First-mortgage backed.
The Archer Wealth Investment Fund is offered exclusively to wholesale investors under sections 761G and 761GA of the Corporations Act 2001 (Cth). Mortgage-backed monthly distributions across a diversified Australian first-mortgage portfolio.
Notes from credit.
Brokers and borrowers ask us this.
Tailored to whichever role you're in. Not the question on your mind? Ask it below — answer from our credit policy in seconds, or call credit on 02 8064 9608.
- Most scenarios get an indicative answer within 4–24 hours. Paste-the-scenario above is the fastest path; credit reviews every submission.
A monthly note from credit.
What we're seeing on files this month — LVRs, exit sensitivities, and a short take on Australian private credit. Sent once. Never shared.
Tell us yours.
Ninety seconds to submit. Same-day indicative terms. A direct line to our origination team.