FAQs
Borrowers and brokers
What LVR can I borrow to?
The available loan amount depends on the security, valuation, existing debt, proposed use of funds and credit assessment.
Where do you lend?
Tell us where the proposed security is located so its eligibility can be assessed.
Can you take ATO debt?
Provide details of the tax debt and any payment arrangement with your enquiry. Its treatment must be assessed for the transaction; no approval is implied.
How fast can settlement happen?
Settlement timing depends on the application, valuation, due diligence, funding availability and completion of documentation. Tell us about any contractual deadline when you submit your enquiry.
How do I submit a scenario?
Contact our team to discuss the submission process.
Can I see live deal status?
Yes, the broker portal shows every milestone (credit, valuation, legal, settlement) in real time, with notifications you can mute or amplify per deal.
What's the commission structure?
Broker remuneration, payment conditions and any clawback arrangements are governed by the applicable written agreement.
How do you handle commercial scenarios?
Same desk, same lens. We underwrite on cashflow, tenure and sponsor.
Who do I escalate to?
Your BDM, then the head of credit. We don't operate a queue model, every broker has a named contact.
I haven't worked with a private lender before, what's different?
Faster decisions, more flexible structuring, and pricing that reflects the work and risk. We expect a documented exit and we'll tell you upfront if your scenario doesn't fit.
Do I need a broker?
Contact our team to discuss the submission process.
What deposit / equity do I need?
The available loan amount depends on the security, valuation, existing debt, proposed use of funds and credit assessment.
Can I borrow against a property I already own?
Yes, first mortgage refinance or second mortgage top-up. Your broker will recommend the right structure.
What documents do I need?
Identity, security details, exit plan, and recent financials. Your broker will provide a tailored checklist.
Investors
Who can invest?
The Archer Wealth Investment Fund is available only to eligible wholesale investors under the applicable provisions of the Corporations Act 2001 (Cth). Eligibility must be established through the applicable assessment process; submitting an enquiry does not establish eligibility.
Where can I find investment information?
Consider the Fund's current investment documentation in full, including its strategy, structure, fees, risks and withdrawal arrangements. Obtain independent advice before deciding whether to invest. Contact the investor team.
How is risk managed?
Review the Fund's investment documentation for its mandate, investment restrictions and risk-management arrangements. Property security does not eliminate investment risk.
Are distributions reliable?
An investment in the Fund involves risk, including the possible loss of some or all of your capital. Distributions and return of capital are not guaranteed. Withdrawal requests are subject to the Fund's governing documents and available liquidity.
How do I exit?
Withdrawal requests are subject to the Fund's governing documents and available liquidity. Submitting a request does not guarantee payment on a particular date.
Still have a question?
Three options. Submit a scenario for indicative terms on a real file. Call credit on 02 8064 9608 during business hours. Or use the "Ask credit" box on the homepage FAQ section.
Automated preliminary information only. This is not credit approval, a confirmed quote or a commitment to lend. Do not enter identity documents, account numbers or unnecessary personal information. Contact the team to arrange an appropriate submission method.