For investors

A wholesale fund. First-mortgage backed.

The Archer Wealth Investment Fund. Mortgage-backed monthly distributions across a diversified Australian first-mortgage portfolio. Wholesale-qualified investors only.

The Archer Wealth Investment Fund

A wholesale fund. First-mortgage backed.

Open to sophisticated wholesale investors. Mortgage-backed monthly distributions across a diversified Australian first-mortgage portfolio. Live dashboard, transparent reporting.

$637M+
Funds under management
Across 4 capital sources
9.5%
2025 net investor yield
Calendar-year average, after fees
100%
First-mortgage backed
All exposures senior-secured
Monthly
Distributions
From interest received

$637M+ funds under management across four capital sources: institutional warehouses (~$270M across two facilities), the Archer Wealth Investment Fund, P2P investors, and the firm's own balance sheet. Wholesale-qualified investors only. Archer Wealth Pty Ltd · ACN 648 609 876 · AFSL 548263. Fund established November 2023. Past performance is not indicative of future returns. Investment risks apply — read the IM before deciding.

Strategy

A focused mandate, conservatively structured.

Asset class
First-mortgage Australian real property
Max LVR — residential houses (metro)
75% gross
Max LVR — apartments / inner-city
65% gross
Max LVR — commercial
60% gross
Max LVR — land / specialised
60% gross (variable by location)
Maximum single-obligor exposure
≤$7.5m per obligor group
Average loan tenor
11 months
Liquidity profile
Semi-liquid · returns timed to underlying loan maturities
Maximum loan term
Up to 24 months (36 by exception)
Concentration limits

Hard caps, written into the trust.

The warehouse trust receivable eligibility criteria caps geographic and security-type exposure at the levels below. These are contractual caps with senior and mezzanine financiers, not internal preferences.

Geographic — % of aggregate
NSW70%
VIC70%
QLD40%
SA20%
ACT20%
WA20%
TAS15%
NT5%
Security-type — % of aggregate
Residential apartments / units≤25%
Vacant land≤10%
Residual stock≤15%

Plus: ATO-debt borrowers ≤15% of aggregate; Equifax <600 obligors ≤20%; non-metro security ≤25%.

Track record

The numbers, in tabular form.

Net yield is 12-month rolling, after management fees and any performance fee. Past performance is not indicative of future returns.

YearNet investor yieldLoss eventsRecoveries
202410.0%0
20259.5%0

Track record figures are indicative and subject to audit. Final figures appear in the annual financial statements.

Valuation discipline

Approved panel. Concentration capped.

Approved valuation panel
  • Acumentis
  • WBP Group
  • Ray White
  • PRP
  • Civic
  • JPM
  • Valworx
  • Opteon
  • Sovereign
Approved law firms
  • Parsons & Partners
  • Kingston & Partners
  • Bransgroves Lawyers

Concentration capped at ≤30% of fund receivables to any single valuation firm (with the noted exceptions). Valuations refresh at 90 days for credit, 120 days for settlement.

Investment process

Origination to drawdown.

  1. 01

    Origination

    Broker submits via accredited channel; BDM triages and packages for credit.

  2. 02

    Credit assessment

    Disciplined review against policy. LVR, exit, sponsor, security.

  3. 03

    Credit committee

    Voted at the committee. Names recorded; minutes archived.

  4. 04

    Fund eligibility

    Approved loans assessed against fund mandate and concentration limits.

  5. 05

    Drawdown

    Settled, secured, registered. Funded from the trust.

  6. 06

    Monitoring

    Live monitoring through to discharge or renewal.

Credit committee

Who votes on every loan.

Every fund-eligible loan is voted by the credit committee. Names below are the current committee membership; minutes are archived and available to investors on request.

Managing Director

Gee Taggar

Gee is the founder of Archer Wealth and has been the Managing Director of the company since its inception. With over 15 years' experience in banking and finance, Gee started his career in one of the big four banks and was an award-winning banker. Gee then started his own mortgage broking company and went on to win Adviser Magazine's "30 Under 30 in Australia" award in his first year in business. Gee has extensive experience working with high-net-worth clients. Archer Wealth is a dream Gee had — to be able to provide finance to people the banks didn't want to help. His goal is to grow Archer Wealth and significantly change the way businesses across Australia access capital.

Chair of Advisory Board

Gary Bennett

Over a 40-year career across multiple sectors and geographies. Gary is non-executive director and CEO of North Star, which supports technology and financial services companies.

Responsible Manager

Craig Griffin

Over 25 years of executive leadership in the investment and financial services sector. Holds RG146 and RG105 qualifications.

Reporting

Monthly, quarterly, annually.

  • Monthly investor letter — fund position, performance, notable settlements
  • Quarterly investor reports — concentration, redemption queue, audit notes
  • Annual financial statements — audited
  • Live dashboard access — fund position, distribution schedule, statements
  • Tax statements — issued by 31 July each year
Fund structure

The legal scaffolding.

Manager
Archer Wealth Pty Ltd
Fund administrator
FundBase Group
Warehouse facility manager
IQ-EQ
Auditor
BDO
AFSL holder
Archer Wealth Pty Ltd · AFSL 548263
Trustee / Custodian
Set out in the IM
Management fee
0%
Performance fee
Set out in the IM
Expense recovery cap
Set out in the IM

Specific fee structure, performance fee mechanics and expense recovery cap are set out in the Information Memorandum.

Request the IM

Two steps. Gated for wholesale investors only.

The Information Memorandum is released only to wholesale-qualified investors. Submitting your declaration triggers a one-business-day compliance review; the IM arrives via a tracked, time-limited link.

If you'd like to speak with credit first, reach out on 02 8064 9608 or enquiries@archer-wealth.com.

Step 1 — Wholesale qualification

On which ground do you qualify as a wholesale investor?

The Archer Wealth Investment Fund is offered exclusively to wholesale investors under sections 761G and 761GA of the Corporations Act 2001 (Cth). Please pick the ground on which you qualify. Selection is recorded and may be subject to verification.

Fund disclaimer

This website and its contents have been prepared by Archer Wealth Pty Ltd (ACN 648 609 876) (Archer Wealth or Investment Manager, we, us). Archer Wealth is a Corporate Authorised Representative (CAR No. 1291674) of Archer Wealth Capital Pty Ltd (ACN 664 541 057, AFSL 548263) and is the Investment Manager of the Archer Wealth Investment Fund (the Fund). The information provided is intended only for individuals qualifying as wholesale investors under section 761G or section 761GA of the Corporations Act 2001 (Cth). It is presented in summary form for general information purposes only and does not constitute personal financial advice.

The information on this website does not consider your personal investment objectives, financial circumstances, or particular needs. No reliance may be placed on the information provided for taking any action, nor used for the purpose of making any decision about a financial product or transaction.

The Archer Wealth Investment Fund's Information Memorandum (IM) dated 13 November 2023, issued by Archer Wealth Investments Pty Ltd (ACN 668 350 669, CAR No. 1304974) (Trustee), offers investors an opportunity to subscribe for units in the Fund and is available to wholesale investors only. Prospective investors should carefully consider the contents of the IM in full and seek professional advice prior to making any decision regarding an investment in the Fund. Investments involve risk, including potential loss of capital. The investment opportunity summarised herein is subject to known and unknown risks, some of which are beyond the control of Archer Wealth and its directors, employees, advisers, or agents. Past performance and/or forward-looking statements are not a reliable indicator of future performance, and Archer Wealth makes no guarantee of performance, return of capital, or any particular rate of return.

Except to the extent required by law, Archer Wealth and its affiliates do not warrant or guarantee the accuracy, validity, timeliness, merchantability, or completeness of any information or data (whether prepared by us or a third party) within this website for any particular purpose or use. Data is not necessarily audited or independently verified. Any opinions reflect Archer Wealth's judgment at the date of publication and are subject to change. Archer Wealth has no obligation to provide revised assessments in the event of changed circumstances. Further, the Trustee, Archer Wealth, and its affiliates do not accept any liability for any loss, damage, claim, liability, proceeding, cost, or expense arising directly or indirectly, whether in tort (including negligence), contract, equity, or otherwise, out of or in connection with the use of the information on this website.

This website is for information purposes only and is not a solicitation for units in the Fund. Application for units in the Fund can only be made via the Fund's IM and Application Form. All information provided herein is qualified in its entirety by reference to such documentation.

Archer Wealth Pty Ltd · ABN 15 648 609 876 · CAR 1291674 of Archer Wealth Capital Pty Ltd · AFSL 548263