Calculator
Development feasibility calculator
Quick TDC, LVC, LVR-against-GRV and profit-on-cost snapshot for any Australian development file. Educational only.
Quick answer
A development feasibility calculation sizes a project against three numbers: total development cost (TDC, land plus construction plus soft costs), loan to cost (LVC, the loan against TDC), and loan to value against gross realisation value (LVR against GRV, the exit-side check). Archer Wealth's standard envelope runs up to 70% LVC and 65% LVR against GRV, with profit on cost the headline margin metric credit reviews first. The calculator below models any project's numbers.
Inputs
Feasibility snapshot
$2,600,000 profit
On $7,900,000 TDC vs $10,500,000 GRV. Margin assessment: Strong (>= 20% POC).
Total development cost (TDC)
$7,900,000
Profit on cost (POC)
32.9%
Profit / TDC
Profit on GRV
24.8%
Profit / GRV
Loan to cost (LVC)
69.6%
Loan / TDC
Loan to value (LVR)
52.4%
Loan / GRV
Equity required
$2,400,000
TDC minus loan
Credit envelope on standard development files runs to roughly 70% LVC / 65% LVR; stronger sponsors and pre-sales support higher. Numbers above are indicative for self-assessment, not a credit decision.
What credit looks at on a development file
Three numbers do most of the work. POC tells credit whether the margin survives a cost over-run. LVC is the entry-side check. LVR against GRV is the exit-side check. A strong file clears all three; a marginal file clears one and fails one. The credit team underwrites every file in full; this calculator is a pre-submission sanity check.
Standard envelope at Archer Wealth
Up to 70% LVC and 65% LVR against GRV on standard files, QS-monitored drawdown, residual stock roll-over options. Sponsor track record and pre-sales support higher; less experienced developers sit lower. Specifics on development finance.
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