Calculator
Development feasibility calculator
Quick TDC, LVC, LVR-against-GRV and profit-on-cost snapshot for any Australian development file. Educational only.
Inputs
Feasibility snapshot
$2,600,000 profit
On $7,900,000 TDC vs $10,500,000 GRV. Margin assessment: Strong (>= 20% POC).
Total development cost (TDC)
$7,900,000
Profit on cost (POC)
32.9%
Profit / TDC
Profit on GRV
24.8%
Profit / GRV
Loan to cost (LVC)
69.6%
Loan / TDC
Loan to value (LVR)
52.4%
Loan / GRV
Equity required
$2,400,000
TDC minus loan
Credit envelope on standard development files runs to roughly 70% LVC / 65% LVR; stronger sponsors and pre-sales support higher. Numbers above are indicative for self-assessment, not a credit decision.
What credit looks at on a development file
Three numbers do most of the work. POC tells credit whether the margin survives a cost over-run. LVC is the entry-side check. LVR against GRV is the exit-side check. A strong file clears all three; a marginal file clears one and fails one. The credit team underwrites every file in full; this calculator is a pre-submission sanity check.
Standard envelope at Archer Wealth
Up to 70% LVC and 65% LVR against GRV on standard files, QS-monitored drawdown, residual stock roll-over options. Sponsor track record and pre-sales support higher; less experienced developers sit lower. Specifics on development finance.