Discuss property-backed business finance in Sydney. Eligibility depends on the transaction, security location, valuation, use of funds and credit assessment.
Market depth helps on the underwriting side, comparables are recent and plentiful, and helps again on exits, because a Sydney residential security can be discharged into a real refinance or sale market without the timing risk that thinner regional markets carry.
We write across the city. The Sydney CBD commercial book sits inside CommercialX, investment-grade, cashflow-underwritten, tested covenants.
Same-team underwriting and direct access to the credit desk are the things Sydney brokers tell us matter most when a bank file has slipped. Indicative terms are preliminary and are not credit approval or a commitment to lend. Final terms depend on credit assessment, valuation, due diligence, funding availability and documentation.
Site-acquisition for an experienced developer in Box Hill. DA in train, presales underway, conventional construction debt earmarked. LandX site loan to settle within the option period, refinance to construction at DA grant.
Hypothetical example for explanation only. This is not a completed Archer Wealth transaction, a credit approval or a promise of an outcome.
Representative, not exhaustive. The book runs across the metro and into regional New South Wales. Your broker will know whether the postcode fits before they submit.
Being Sydney-based isn't a credential, it's an operational fact. The credit team is on site, the brokers we work with most often are in the same metro, and the secondary market we underwrite to is the one we drive through every week.
Yes. Archer Wealth writes Sydney files across bridging, first and second mortgages, commercial and (where the file suits) development. The book is written from Sydney head office but the credit lens is calibrated to the New South Wales market.
Contact our team to discuss the submission process. If you don't have a broker, the borrowers hub will match you to one of our partners covering your postcode.
Settlement timing depends on the application, valuation, due diligence, funding availability and completion of documentation. Tell us about any contractual deadline when you submit your enquiry.
Up to 75% LVR on metro residential first mortgages (70% on apartments), 60% on commercial, 80% combined on second mortgages. Anything above the standard envelope goes to the credit committee with structuring attached.
Archer Wealth's Sydney office is in Bondi Junction. Our team works from this office on files submitted through accredited brokers.
For enquiries, contact the Sydney office.