01
Development, outer Brisbane
Site-acquisition for an established Brisbane developer in Logan. DA in train, presales committee meeting in 6 weeks. LandX site loan to settle the option, refinance to construction at DA grant.
Private lenders · Brisbane
Brisbane private lenders, calibrated to the SEQ market cycle.
Discuss property-backed business finance in Brisbane. Eligibility depends on the transaction, security location, valuation, use of funds and credit assessment.
Quick answer
Private lending in Brisbane covers first and second mortgage loans, bridging finance, development and commercial lending for business and investment purposes. Contact our team to discuss the submission process.
The Brisbane market
Real underwriting, local calibration.
Population growth, infrastructure pipeline tied to the 2032 Olympics, and migration from southern capitals have all compressed timelines on settlement and stretched comparables upward. Underwriting to that means tightening the work on recent local comparables and being more conservative on stabilisation timelines than the headline numbers suggest.
The commercial book picks up Gold Coast and Sunshine Coast fringe as well as the metro CBD.
On residential, the bridging and first-mortgage profile mirrors the southern states, bridges sized to the exit, first mortgages with a clean exit at month 12-18 to a major-bank refi. Indicative terms are preliminary and are not credit approval or a commitment to lend. Final terms depend on credit assessment, valuation, due diligence, funding availability and documentation.
Financial services licensing and consumer credit licensing are different regimes. Which requirements apply depends on the entity, its activities, the borrower and the purpose of the credit. An Australian financial services licence does not guarantee an investment and is not a substitute for APRA prudential supervision.
Deal shapes in Brisbane
Illustrative examples.
Hypothetical example for explanation only. This is not a completed Archer Wealth transaction, a credit approval or a promise of an outcome.
Suburbs we write in
Brisbane coverage, established suburbs.
Representative, not exhaustive. The book runs across the metro and into regional Queensland. Your broker will know whether the postcode fits before they submit.
- New Farm
- Bulimba
- West End
- Toowong
- Hamilton
- Newstead
The suite in Brisbane
Every product, written locally.
- Archer Premium in BrisbaneFirst-mortgage lending for top-tier scenarios.
- Archer Edge in BrisbaneFlexible first-mortgage lending for the deal that needs a yes.
- Archer Flex in BrisbaneShort-dated bridging with a clear exit.
- Archer Rapid in BrisbaneFast short-term finance for urgent funding needs.
- Archer CommercialX in BrisbaneCommercial real estate lending, underwritten on cashflow.
- Archer LandX in BrisbaneVacant land loans and land-hold finance for Australian developers.
Why a Sydney-HQ lender
Geography is the file's, not the lender's.
Queensland's private credit market is wider and shallower than NSW's, more lenders, less depth on any one file. The Brisbane brokers we work with most know we don't price the cycle, we price the credit.
Questions on Brisbane files
The ones brokers and borrowers ask.
Does Archer Wealth lend in Brisbane?
Yes. Archer Wealth writes Brisbane files across bridging, first and second mortgages, commercial and (where the file suits) development. The book is written from Sydney head office but the credit lens is calibrated to the Queensland market.
Does Archer Wealth lend directly to borrowers?
Contact our team to discuss the submission process. If you don't have a broker, the borrowers hub will match you to one of our partners covering your postcode.
How fast can private lending settle?
Settlement timing depends on the application, valuation, due diligence, funding availability and completion of documentation. Tell us about any contractual deadline when you submit your enquiry.
What is Archer Wealth's maximum LVR?
Up to 75% LVR on metro residential first mortgages (70% on apartments), 60% on commercial, 80% combined on second mortgages. Anything above the standard envelope goes to the credit committee with structuring attached.