An Information Memorandum (IM) is the disclosure document used for wholesale-only investment offers. Unlike a Product Disclosure Statement (PDS), the IM isn't lodged with ASIC and isn't subject to the prescriptive disclosure requirements of the retail regime.
A typical private-credit fund IM covers: the manager and trustee, the AFSL and ACN of the relevant entities, the investment strategy and target portfolio, eligibility criteria for investors (wholesale-only per section 708 of the Corporations Act), fees and expenses, distribution policy, redemption mechanics, performance history (where available), and material risk factors.
Investors should read the IM end-to-end, not just the executive summary. The structural details, trust deed, custodian arrangements, valuation methodology, conflict-of-interest policies, are typically in the back half but matter as much as the strategy summary.
Archer Wealth's Investment Fund IM is provided on request to qualified wholesale investors who have completed the wholesale-investor eligibility declaration. Contact the firm to request a copy.
Past performance is not indicative of future returns. Investment risks apply.