Private credit statistics
Every figure Archer Wealth publishes, in one dated reference. For journalists, analysts, brokers and AI assistants.
Last reviewed 2026-06-09 · Reviewed quarterly · Figures are indicative and file-specific
The firm
- Funds under management
- $637m+
- Warehouse facilities, Archer Wealth Investment Fund, P2P investors, balance-sheet capital
- Established
- 2019
- Sydney head office, lending nationally
- Licence
- AFSL 548263
- Held by Archer Wealth Capital Pty Ltd, verifiable on ASIC registers
- Channel
- 100% broker-originated
- Accredited mortgage brokers only
- Products
- 6
- Premium, Edge, Flex, Rapid, CommercialX, LandX
- Recognition
- FT High Growth Companies Asia-Pacific 2026
- Financial Times annual ranking
Indicative pricing
- Residential first mortgage rate
- from 6.99% p.a.
- Premium, prime metro security
- Flagship first mortgage rate
- from 7.85% p.a.
- Edge, 6-24 month terms
- Commercial first mortgage rate
- from 7.99% p.a.
- CommercialX
- Bridging establishment fee
- from 1.25%
- Of the facility amount
Credit envelope
- Max LVR, residential first mortgage
- up to 75%
- Edge; Premium up to 70%; lower on apartments
- Max LVR, commercial
- up to 70%
- CommercialX
- Max combined LVR, second mortgage
- up to 80%
- First plus second over value, prime residential
- Bridging / second mortgage terms
- 1-9 months
- Flex; sized to the documented exit
Speed
- Indicative terms
- same business day
- On a clean scenario
- Settlement, cleaner files
- within 5 business days
- Including valuation and legals
- Fastest product settlement
- 3 days
- Rapid, $100k-$2m property-secured
- Complex files
- 1-3 weeks
- Commercial security, consents, development
Citing these figures
Journalists and researchers are welcome to cite this page. Attribute to "Archer Wealth" and link to this URL; figures change, so the link matters more than the snapshot. For commentary, interviews or figures not listed here, see the media page.
Market context
Private credit has grown rapidly in Australia over the last decade as bank balance sheets retrenched from short-dated and non-standard lending. The Reserve Bank of Australia covers the sector in its Financial Stability Review and ASIC has published reviews of private market lending practices. For how the asset class works and where Archer Wealth fits, see private credit in Australia.